OSHA Safety Data Sheets (SDSs) are a critical part of workplace safety. They provide important information about the hazards of hazardous chemicals, including first aid procedures, emergency response, and storage and disposal requirements. 70% of OSHA Citations Are Related to…
Cap insurance is a type of self-insurance where a company sets aside a large amount of money to cover its own claims. This can be a good option for companies that are paying high premiums for traditional insurance and want…
Risk assessment plays a pivotal role in risk management, especially for businesses in diverse industries such as construction. Unlike the typical scenario where an inspector who divides his attention between different businesses ranging from dentist offices to tree trimming, our…
Recently, at Contractors Risk Solutions, I had a thought-provoking phone conversation that underscored a vital aspect of risk management for contractors: the indispensable role of a strong insurance broker. This is the tale of that conversation. A Quest for Knowledge:…
Introduction: We’re going to learn about something called OSHA mock inspections. You may be wondering what that is and why it’s important. Well, let’s dive right in and find out! What Are OSHA Mock Inspections? When it comes to risk…
Introducing “The Contractors Guide to Insurance” I’m excited to announce the launch of my book, “The Contractors Guide to Insurance”. This resource encapsulates a decade’s worth of my expertise and knowledge gathered through working in construction insurance. The Daunting Realm…
Introduction: Managing subcontractor certificates of insurance is a crucial aspect of risk management in any construction project. It ensures that all subcontractors have the necessary insurance coverage, name you as an additional insured, and provide a hold harmless agreement. This…
When it comes to construction projects, a common question that arises is whether contractors should allow their clients to purchase the materials for installation. This issue has been debated for years and is even a part of many insurance applications.…
When qualifying a company to work with for insurance, there are key qualities we as brokers, seek. The number one factor we value, which should also matter to you as you interview us, is integrity, trust, and honesty. Open and…
When it comes to general liability insurance for contractors, it’s important to grasp how your coverage is determined and the potential impact on your premiums. Generally, your liability coverage is based on your gross sales or gross receipts as a…
