The insurance industry is undergoing a major shift. It’s no longer about offering general coverage to a wide range of clients—success in this field is increasingly tied to deep specialization. To truly serve clients well, today’s brokers need to know specific industries inside and out—and then become exceptional in that niche.
My Background: Construction First, Insurance Second
Before I became an insurance professional, I spent 20 years working directly in the construction industry. That hands-on experience gave me a deep understanding of the unique challenges and risks contractors face daily. For the past 12+ years, I’ve been on the other side—working with construction companies to help ensure they operate properly and cost-effectively.
Providing What You Didn’t Know You Needed
Because of my background, I’m not just offering insurance—I’m providing insights and services many construction professionals don’t even realize they need. From safety reports to risk management strategies, I help my clients look different in front of underwriters. This can make a huge difference in keeping premiums low, instead of watching them climb year after year with no clear explanation or control.
Lower Premiums Through Risk Management
One of the key tools we use to reduce insurance costs is data. By collecting and presenting the right information, we can influence how underwriters perceive your company. We create a strategy that includes safety goals and risk assessments—tools that go far beyond the standard application process. This proactive approach is what allows us to actually pull premiums down, not just accept them as they come.
Specialized Service Makes All the Difference
Unlike generalist brokers who may not even recognize a subcontractor agreement, we provide targeted support tailored specifically for construction companies. We offer sample forms, risk transfer reviews, and a maintenance plan that aligns with how construction companies operate. This level of detail requires both experience and a focused commitment to the industry.
