As an insurance broker working closely with companies—especially those in construction—I’ve seen it too many times: injury prevention programs (IPPs) that are generic, barely reviewed, and clearly not being used effectively. These are often bought online, slapped together, and thrown…
Are you frustrated with bad service, lack of support, and skyrocketing insurance premiums? If you’re a construction company in Los Angeles, California, you’re not alone—and you’re not out of options. I’m Matt Rogers with CRS, and in this post, I…
When considering how to handle smaller insurance claims, the idea of self-insuring—paying out of pocket instead of filing a claim—can seem practical at first. Many business owners or decision-makers think, “Why not just handle the small stuff ourselves?” If a…
By Matthew Rogers, CRS Contractors Risk Solutions — Los Angeles, CA What Is an IPP and Why Do You Need One? In the world of construction, workplace injuries can happen fast. That’s why every contractor should have a clear, actionable…
If you’re a contractor or business owner in the construction industry, you may have been surprised by unexpected charges on your workers’ compensation audit. One of the most common reasons for this is the misclassification or lack of documentation regarding…
Hello, I’m Matt Rogers from Contractors Risk Solutions (CRS). Today, I want to discuss a critical aspect of managing your subcontractors: ensuring they possess valid Certificates of Insurance (COIs). This practice is vital for businesses of all sizes, particularly in…
Understanding Workers’ Compensation Audits and 1099 Labor Charges Hi, my name is Matt Rogers with CRS, Contractors Risk Solutions. I hear A common question from construction companies: “Why do I have this big audit bill, and why am I being…
One common issue contractors face regarding construction projects is whether or not they should install materials provided by the client. While it may seem like a way to save time or money, installing materials that you did not purchase can…
If your insurance company has declined to extend your builder’s risk insurance policy, it can be a significant roadblock to your construction project. Whether you’re facing delays or struggling to find a new provider, understanding your options is crucial. Hi,…
Insurance policies are designed to provide long-term coverage and protection for your business, assets, or personal needs. However, some policyholders may consider canceling their insurance mid-term to save money. Before you make this decision, here’s why it’s essential to keep…
