When considering how to handle smaller insurance claims, the idea of self-insuring—paying out of pocket instead of filing a claim—can seem practical at first. Many business owners or decision-makers think, “Why not just handle the small stuff ourselves?” If a…
By Matthew Rogers, CRS Contractors Risk Solutions — Los Angeles, CA What Is an IPP and Why Do You Need One? In the world of construction, workplace injuries can happen fast. That’s why every contractor should have a clear, actionable…
If you’re a contractor or business owner in the construction industry, you may have been surprised by unexpected charges on your workers’ compensation audit. One of the most common reasons for this is the misclassification or lack of documentation regarding…
Hello, I’m Matt Rogers from Contractors Risk Solutions (CRS). Today, I want to discuss a critical aspect of managing your subcontractors: ensuring they possess valid Certificates of Insurance (COIs). This practice is vital for businesses of all sizes, particularly in…
Understanding Workers’ Compensation Audits and 1099 Labor Charges Hi, my name is Matt Rogers with CRS, Contractors Risk Solutions. I hear A common question from construction companies: “Why do I have this big audit bill, and why am I being…
One common issue contractors face regarding construction projects is whether or not they should install materials provided by the client. While it may seem like a way to save time or money, installing materials that you did not purchase can…
If your insurance company has declined to extend your builder’s risk insurance policy, it can be a significant roadblock to your construction project. Whether you’re facing delays or struggling to find a new provider, understanding your options is crucial. Hi,…
Insurance policies are designed to provide long-term coverage and protection for your business, assets, or personal needs. However, some policyholders may consider canceling their insurance mid-term to save money. Before you make this decision, here’s why it’s essential to keep…
When it comes to insurance for construction companies, it’s critical to ensure every aspect of your coverage works in harmony. However, if multiple people handle your insurance policies independently, you could end up with significant coverage gaps that expose your…
If you’re dealing with frequent claims, this is the video you need to watch! Hi, my name is Matthew Rogers, and I am with Contractors Risk Solutions, based out of Los Angeles, California. My specialty is working with construction companies,…
